Sarah sat in her financial advisor’s office, staring at the portfolio statement. By any objective measure, she was doing well—six figures in savings, a steady income, no debt. Yet she felt a familiar knot of anxiety tightening in her chest. “I know I should invest more aggressively,” she said, “but something always stops me.” What Sarah didn’t realize was that her reluctance had roots stretching back decades, to a childhood home where money was never just money—it was ammunition. The Hidden...
24 days ago • 4 min read
Overspending is one of the most misunderstood money patterns — especially for women. It’s usually framed as a discipline problem. A willpower issue. A “just make better choices” situation. But that framing misses the point entirely. Overspending is rarely about money. It’s about self-abandonment. Let me explain. Overspending Isn’t Irresponsibility — It’s Regulation Most women don’t overspend because they’re careless or bad with money. They overspend because they’re emotionally overwhelmed....
29 days ago • 2 min read
There’s a money struggle almost no one admits out loud — yet nearly every woman carries it. It’s not overspending. It’s not budgeting. It’s not discipline or willpower. It’s receiving. Not just receiving money. Not just receiving gifts. But receiving anything. Compliments. Help. Support. Generosity. Acts of service. Ease. Kindness. Being poured into instead of always pouring out. For many women, receiving doesn’t feel good. It feels… unsafe. When Someone Offers You Something Notice what...
29 days ago • 2 min read
Every December, even people who are normally calm and capable with money start to feel unsteady. Spending creeps up. Guilt gets louder. Pressure builds. And suddenly it feels like money is slipping through your fingers — no matter how hard you try to stay “sensible.” This isn’t a discipline problem. It’s not a budgeting failure. And it’s definitely not a lack of self-control. December has a way of activating the most sensitive parts of your money psychology — the emotional, relational, and...
29 days ago • 2 min read
Why December Makes Even “Good With Money” People Lose Their Minds Every year around this time, something interesting happens. People who are normally calm, rational — even pretty good with money — suddenly feel like they’ve been possessed by a Christmas elf with a credit card. You know what I mean. Thoughts like: “I HAVE to buy gifts or I’ll seem ungrateful.” “Everyone else is spending — I don’t want to look cheap.” “It’s December… money just disappears.” “I’ll fix everything in January —...
29 days ago • 2 min read